CREDIT RISK SENIOR ANALYST - UTILITIES PORTFOLIO - BRAZIL
Descrição da oferta de emprego
The IRAU’s mandate is to deliver best-in-class credit risk analysis, monitoring and credit administration as a partner to ICM Risk and Banking, shared commitment to ensuring the safety and soundness of wholesale lending across ICM.
ICM Risk Analysis Credit Risk Senior Analysts are responsible for a portfolio of ICM Risk Relationships, owning the Credit Risk Analysis for those relationships, and being responsible for the continuous monitoring of that portfolio.
Credit Risk Senior Analysts are expected to use their industry and financial knowledge to perform credit assessments, using independent judgment and discretion on aspects relating to credit risk ratings, regulatory classification and credit recommendation to Second Line of Defense.
That includes the production of Annual Reviews, Quarterly Reviews, and Transactions memos.
A Credit Risk Senior Analyst is expected to have a strong understanding of credit risk, of Citi´s internal policies and procedures, and be knowledgeable about the industry fundamentals that portfolio belongs to.
They might need some supervision from their Credit Risk Team Lead on more sensitive and complex credit situations and be able to communicate with ICM Risk and Banking partners, with minimal supervision of the Team Lead.
This role has responsibility for the portfolio of <Insert Industry> Relationships.
It reports directly to the <Insert Industry> Credit Risk Team Lead.
Key Responsibilities.
Assess the credit and financial strength of Citi’s Large Corporate, Public Sector, and Financial Institutions Clients by performing fundamental credit analysis of counterparties using both quantitative and qualitative factors Complete Credit Analysis Write-up Memos and Final Obligor Risk Ratings of Citi’s Counterparties based on independent assessment and judgement completed on the due diligence of the client and industry knowledge to provide appropriate extensions of credit remaining within risk appetite Perform Transaction memos approvals in a timely manner according to Business priority.
Discretionary recommendation should be documented in the memo on the proposal.
Using discretion and independent judgement, perform the analysis to make recommendations to Second Line of Defense on risk ratings, classifications and proposal Continuously monitor the covered portfolio, following industry trends, impacts to key relationships, and escalation of potential credit issues to Credit Risk Team Leads, ICM Risk and Banking partners Partner with applicable regional and industry stakeholders in Banking and Independent Risk in the implementation of credit assessment and monitoring standards for applicable portfolios Support ICM Risk Analysis Voice of the Employee (VOE) initiatives Travel (less than 10%) Skills/Competencies.
Risk & Credit Underwriting.
Intermediate analytical skills, including an understanding of key financial components (liquidity position, leverage profile) with the ability to identify root causes and trends and anticipate horizon issues Demonstrates considerable knowledge of financial statements and GAAP accounting or similar governance relating to country of operation Displays robust industry research capabilities, including risk and key drivers Strong understanding of Credit Policy and procedures; proactively refers to resources as needed Demonstrates ability to identify potential risk issues that need escalation and escalates them promptly Be able to articulate orally and in writing credit recommendations for decision-makers using judgement and knowledge of the credit analysis.
Leadership.
Display a deep commitment and positive attitude to Citi and colleagues Be reliable and eager to undertake more functions and responsibilities Embrace the need for change and appreciate its benefits with natural curiosity Demonstrate professionalism by being reliable, actively contributing in meetings by asking questions and challenging ideas Competencies.
Strong interpersonal skills, with the ability to build relationships Strong organizational skills with ability and willingness to work under pressure and manage time and priorities effectively Solid written and verbal communication skills, with the ability to communicate clearly and concisely to audiences of various levels of seniority Technical.
Proficient Microsoft Office (Word, Excel, and PowerPoint) skills Progressive experience with the internal ICM Templates and with financial modeling Qualifications.
BA/BSc in Finance or Accounting or higher degree in Business (MBA), or any other related subject Financial Services experience including 2-3 years of credit experience in banking or credit risk management ------------------------------------------------------ Job Family Group.
Risk Management ------------------------------------------------------ Job Family.
Credit Decisions ------------------------------------------------------ Time Type.
Full time ------------------------------------------------------ Citi is an equal opportunity and affirmative action employer.
Qualified applicants will receive consideration without regard to their race, color, religion, sex, sexual orientation, gender identity, national origin, disability, or status as a protected veteran.
Citigroup Inc.
and its subsidiaries ("Citi”) invite all qualified interested applicants to apply for career opportunities.
If you are a person with a disability and need a reasonable accommodation to use our search tools and/or apply for a career opportunity review Accessibility at Citi.
View the " EEO is the Law " poster.
View the EEO is the Law Supplement.
View the EEO Policy Statement.
View the Pay Transparency Posting
Detalhes da oferta
- Citi
- Em todo o Brasil
- Indeterminado - Indeterminado
- Indeterminado
- 16/04/2024
- 15/07/2024
You will complete tasks in portuguese (brazil)... weekly hours may vary... to put it more plainly, you will provide subjective and objective ratings based on project rules and conventions... however, you'll only be able to receive support from the project management team during business hours (monday-friday......
Garantir a qualidade de entrega das demandas e efetuar processos de qa nos ambientes de testes e produção... atendimento ao cliente e resolução de chamados... conhecimento de alguma linguagem de programação e ferramentas para extração de dados (tais como, xml, javascript, json, etc......
We are looking for a sap bo – reporting and data analyst with the following requirements: requisitos do trabalho • extraction and analysis of data from various sources;• participation in the data delivery process with the entire delivery environment;• import (incl... equação it is a company focused on......
We are looking for a sap mm senior with the following requirements: requisitos do trabalho requeriments:• s/4hana implementations... equação it is a company focused on boosting technology and solid solutions through our expert consultants leading a high perspective and adding value to our customers with......
Requisitos do trabalho possuir experiência na área de processos e design de produto... estar cursando ou já ter concluído técnico área de desenho, projetos ou afins... outros dados de posição de segunda à sexta-feira das 8:00 às 17:48 benefícios da vagavale-transporte, vale-alimentação de r$18,00 por......
Sentiu aquele match? interessados, encaminhar currículo com a pretensão salarial para: *****@*****... br (62) 98303- 6683... responsabilidades e atribuições: qualidade de dados levantamento e exploração de dados de sistemas legados, mapeamento de entidades e atributos criação de dicionário de dados;......
Atuação híbrida 01 vez por semana no bairro do morumbi, zona sul de são paulo/spcontratação pjtempo de projeto: 03 mesesrequisitos:- experiência de 05 anos na área;- experiência com tableau;- experiência sólida com sql, incluindo consultas complexas, subconsultas, otimização de consultas e manipulação......
Desejávelspring boot, mybats, hibernate, spring boot, linux, nginx, junit, angular 2... outros dados de posição desejável:- experiência na área de programação j2ee... requisitos do trabalho escopo:- programar, desenvolver e implantar sistemas em linguagem java;- realizar correções em sistemas para atender......
Requisitos do trabalho buscamos uma pessoa que atue nas versões recentes da oracle, que tenha experiência com os 3 módulos (financeiro, suprimentos e compras) e já tenha atuado com metodologias ágeis... o que esperamos de você: ⚪ perfil mão na massa, autogerenciável, com proatividade e busca constante......
Atuação 100% presencial no bairro jardim paulistano / são paulo/spcontratação pjrequisitos:- possuir certificado scrum;- ter as últimas experiências profissionais comprovadas como scrum master;- preferencial ter passagens por instituições financeiras;- ter implantado a metodologia em empresas;escopo:-......